As a pet owner in Sweden, it is important to have pet insurance. There are many different types of pet insurance, and it can be confusing to know which one is right for you and your pet.
In this guide, we will discuss the different types of pet insurance policies available in Sweden, and help you find the best deal for your needs. We'll largely focus on pet insurance for dogs and cats, but many of the companies listed in this guide also cover other animals such as horses or more exotic animals.
In this guide, we've ranked and reviewed the 3 best pet insurances, so that you can pick the right option for you. Here's a quick overview:
ManyPets
ManyPets is your number one choice for reliable, cheap and comprehensive coverage.
Lassie
Lassie provides you with a great "basic" package, as well as the largest coverage amount.
What To Look For In a Pet Insurance
When looking for a pet insurance for your pet, there are some things to look at for. The pet insurance company should have a good reputation and be able to give you the coverage that you need. Make sure to read the fine print before signing up for an insurance policy.
The pet insurance should also cover any medical bills that your pet may have in the future. You never know when your pet may get sick or injured, so it is important to have coverage in case of an emergency.
It is also important to make sure that the pet insurance policy you choose covers any breeds of animals that you may have. Some pet insurance policies will only cover certain breeds, so it is important to check this before signing up.
Most pet insurances in Sweden are very similar in terms of coverage but make sure they at least cover the following:
- Veterinary visits
- Medicine
- Rehabilitation
- Dental care
- X-ray
- Any prescribed feed
The insurance will however only cover you to a certain extent, which is the amount that you insure against. Usually, you'll be able to choose to form a basic package up to premium ones that have a larger coverage.
The 3 Best Pet Insurances In Sweden
1. ManyPets
Best Pet Insurance Overall
ManyPets is one of the most popular pet insurance companies in Sweden. They offer a wide range of coverage options, and their prices are very competitive.
Maximum Coverage:
140 000 kr
Medicine Coverage:
Yes
0 - 3500 kr + 15-25%
Promotion:
The thing we love the most about ManyPets is their low costs and low personal liability in case of injury, which is why they took the number one spot. And this is not just us talking, but with a massive amount of raving reviews, it's definetily a contender.
One of the great things about ManyPets is that they cover all kinds of animals, not just dogs and cats. They also have a very user-friendly website, which makes it easy to get a quote and compare different coverage options.
If you're looking for pet insurance in Sweden, ManyPets is definitely worth checking out.
Key Features:
Pricing:
Since the price will vary so much depending on what type of pet insurance you're getting, it's hard for us to give you an estimated amount. your best bet is to use their online calculator, which will give you an way more accurate estimate of what price you would need to pay.
Get started with ManyPets today and check out all of their coverage plans.
2. Lassie
Largest Pet Insurance Coverage
Lassie is another great pet insurance company in Sweden. They offer a variety of different coverage options, and their prices are very reasonable.
Maximum Coverage:
150 000 kr
Medicine Coverage:
Yes
1500 - 3500 kr + 15-25%
Promotion:
No
One of the things we like about Lassie is that they have a "basic" package which covers the most essential needs for your pet. This makes it easy to get started with pet insurance, and you can always upgrade to a more comprehensive policy later if you need to. In fact - they have hte largest coverage amount out of the three companies mentioned in this list.
Lassie is a great option for pet insurance in Sweden, and we highly recommend them.
Key Features:
Pricing:
Since the price will vary so much depending on what type of pet insurance you're getting, it's hard for us to give you an estimated amount. your best bet is to use their online calculator, which will give you a way more accurate estimate of what price you would need to pay.
Get started with Lassie today and check out all of their coverage plans.
Large Insurance Bank
Lastly, we have the giant Swedish supermarket chain ICA, with their very own pet insurance. They offer a pretty good insurance package for your dog or cat with reasonable terms and good benefits.
Maximum Coverage:
60 000 kr
Medicine Coverage:
Yes
2000 - 3500 kr + 15-25%
Promotion:
No
One of the great things about ICA pet insurance is that you can easily add it on to your existing ICA household insurance policy. This can save you a lot of money, as pet insurance is often cheaper when bundled with another type of insurance.
ICA pet insurance is definitely worth considering if you're looking for pet insurance in Sweden.
Key Features:
Pricing:
Since the price will vary so much depending on what type of pet insurance you're getting, it's hard for us to give you an estimated amount. Your best bet is to use their online calculator, which will give you an way more accurate estimate of what price you would need to pay.
Get started with ICA today and check out all of their coverage plans.
Why Do You Need A Pet Insurance?
Pet insurance is an insurance policy that can provide compensation for unexpected and sudden illnesses or injuries to animals. Reimbursement is obtained for the veterinary care costs associated with the injury or illness. In addition, there is often life insurance or other more tailored insurance needs.
Anyone who has a pet of their own most likely cares about their wellbeing, and getting pet insurance can ensure that in many ways. However, it is not illegal to avoid pet insurance for your pet in Sweden.
If you're dog, cat, or other pet gets sick and needs veterinary care or medicine you'll need to be able to pay for that unless you have pet insurance.
With it, you can feel safe that your pet gets the care he/she needs, without having a large financial impact on your life.
What Dictates Your Pet Insurance Price & How To Chose The Best One
The most important factor that will determine the price of your insurance is the age of the pet. The younger the pet, the cheaper the insurance will be. (generally)
The second factor is the type of pet you have. Some pets are more expensive to insure than others. For example, dogs are usually more expensive to insure than cats.
The third factor is what type of breed your pet is. This is especially applicable to dogs, as some breeds might have a vastly different price. When speaking of dogs, whether or not he/she is castrated or not will also influence the final price as this will influence their medical profile.
The fifth factor depends on where you currently live, as someone who lives in a larger city usually will pay a higher premium.
The final factor is the coverage you choose for your pet. The more coverage you have, the more expensive your pet insurance will be.
These are the main factors, but keep in mind that pet insurance companies might have different ways of calculating the final price.
To sum it up, when choosing pet insurance you should look at:
- The age of your pet
- The type of pet you have
- The breed of pet you have + castrated or not
- The coverage you want for your pet
- Your location
By taking these factors into account, you will be able to find the best pet insurance deal for your needs.
Switching Pet Insurance In Sweden
If you decide to switch pet insurance for your pet, there are a few things to keep in mind.
- First and foremost, you should check if your pet is still covered by the old insurance policy during the transition period. This is usually around 14 days but can differ from pet insurance company to pet insurance company. If your pet needs medical care during this time, the old pet insurance company is still responsible for the costs.
- Secondly, you should cancel your old pet insurance policy in writing and save a copy of the cancellation for your own records. It is important to do this in writing as it is proof that you have cancelled the policy and will not be held liable for any future payments.
- Lastly, make sure to start the new pet insurance policy on the day that the old one expires. This will ensure that there is no lapse in coverage for your pet.
And that's it! You are now ready to switch pet insurance companies in Sweden. Just remember to check the transition period, cancel in writing, and start the new policy on the right day
In Conclusion
We hope you found this guide helpful. Make sure to share it with a freind or loved one who might benefit form it.
If you have any questions or would like to share your experiences with getting pet insurance in Sweden, please leave a comment below!